To add insult to injury, those rates go even higher if you make a claim – as much as 25% if you claim a total loss of your home. Just a decade ago, few insurance companies had a comprehensive strategy ...

Forbes contributors publish independent expert analyses and insights. I cover global and domestic health care and conservation. Climate change often feels distant—something discussed in headlines, not ...

Climate risk is no longer theoretical—it’s disrupting global financial systems in real time. Last year alone, weather-related disasters caused more than $368 billion in global economic losses, marking ...

Editor’s note: This article, distributed by The Associated Press, was originally published on The Conversation website. The Conversation is an independent and nonprofit source of news, analysis and ...

Some roll the dice, hoping the next natural disaster skips their property. That risk, however, turns every storm season into a gamble, one that can have life-altering consequences if luck runs out.

In the housing market, homeowners insurance has become the embodiment of the effects of climate change. Over the past several years, more frequent and more expensive severe weather events have ...

Climate change is increasing the severity of natural disasters — and home insurance prices. For those moving to a climate-risk state, there are some steps you can take to protect your home. One ...

Mississippi, Louisiana, and Alabama rank as the most climate-vulnerable U.S. states, with Florida close behind, facing mounting flood and hurricane threats. Insurance premiums in high-risk coastal ...

Five hurricanes made landfall in the United States this year, causing half a trillion dollars in damages. Flooding devastated mountain towns along the East Coast. Scores of wildfires burned almost 8 ...

This article was written by Edo Schets, Head of Climate for Sustainable Finance Solutions and Zane Van Dusen, Global Head of Risk & Investment Analytics Products at Bloomberg. Financial firms across ...