Let's assume a 35-year-old earning $65,000 a year is auto-enrolled in the company 401(k) at 3% and never changes their contribution level. By the time this person reaches age 65, they have accumulated ...
A 35-year-old auto-enrolled at 3% and left on autopilot will contribute $1,950 per year per year and arrive at retirement with roughly $184,000. That sounds like progress until you see what the same ...
A 35-year-old contributing 3% to their 401(k) accumulates roughly $184,000 by retirement, but increasing to 6% to capture full employer match grows retirement savings to closer to $553,000 — a ...
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