If you are driving a hire car which is involved in an accident or stolen, the good news is that it will be the car hire company that has to claim on its insurance rather than you having to claim on ...

Learn how excess liability insurance works, what it covers, how it compares to umbrella insurance, what it costs and how to ...

The excess on any car insurance policy – the amount deducted from your claims payout – comes in two forms: compulsory and voluntary. A compulsory excess is set by the insurance provider, but a ...

Many drivers focus on monthly premiums when comparing policies. Excess often receives far less attention. Over the years ...

Insurers are frequently asked to satisfy their duty of good faith and fair dealing by entertaining reasonable settlement offers within the combined limits of the policies. However, primary and excess ...

Lower monthly premiums may look attractive as households cut costs, but higher excess payments and hidden policy risks can ...