Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.

Representatives of consumer and civil rights organizations are condemning a congressionally-mandated report on insurance credit scoring by the Federal Trade Commission (FTC) as biased ...

Understand the score that insurers use to predict risk and help set your auto and homeowners insurance rates Written By Written by Insurance Deputy Editor, Buy Side Jennifer Lobb is a staff editor at ...

Credit bureaus collect data from lenders, and credit scoring models use this information to calculate your credit scores.

Texans with low credit scores are paying almost $3,000 more for home insurance on average each year than those with high scores, according to a new report that also found the scores impact consumer ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...