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Are you confused by credit scores? 🤔 Let’s clear it up! In this video, we’re diving into the most important credit scoring model used by lenders: the FICO score. Developed by the Fair Isaac Corporation, the FICO score ranges from 300 to 850 and plays a huge role in your financial future. Understanding your FICO score can be the key to unlocking better loan rates and securing financial opportunities. Watch now to learn how FICO works and why it's crucial for your credit health! #FICO #CreditScor
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➡️ FOLLOW TO INCREASE YOUR CREDIT SCORE ✅ There are several credit scoring models used by lenders, but the most widely used is the FICO score, which was developed by the Fair Isaac Corporation. The FICO score ranges from 300 to 850, with a score of 750 or above considered to be excellent.So, how is a credit score calculated? Here's a breakdown:Payment history (35% of total score): This is the most important factor in determining your credit score. It includes information about your past and curr
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