Decreasing Term Life Insurance (Credit Life) - Insurance Exam Prep
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Decreasing Term Life Insurance (Credit Life) - Insurance Exam Prep
1.9K viewsSep 18, 2024
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Decreasing Term Life Insurance: Pros and Cons
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YouTubeKelvin De La O
Decreasing term or level term insurance… what’s the difference, and why does it matter? 💭 With decreasing term insurance, your cover reduces over time, usually in line with your mortgage. If something happened, the payout is designed to clear only what’s left on the mortgage. With level term insurance, the cover stays the same for the full term. That means even as your mortgage reduces, the payout doesn’t. So if there’s money left over after the mortgage is cleared, the recipient would get the
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