What Is SUM Coverage and Why It Matters New York’s Supplemental Underinsured Motorist (SUM) coverage helps when the at-fault driver doesn’t have enough insurance. Richard explains how police officers and civilians alike can tap into their own higher-limit policies to recover damages beyond the other driver’s minimal coverage. Click the bio link to watch the full episode. https://bio.link/michaelhjoseph #SUMCoverage #UnderinsuredDriver #PoliceInjury #AutoAccidentLaw #NYInsuranceLaw | Law Office o
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